Ask Me About Money.
A reader-question newsletter on personal finance. You send the question. I send back the answer — in plain language, with twenty years of getting my own money wrong behind it.
Who's "me": PhD economist, master's in finance, economist at a tech firm for the past decade. Writing the money advice I wish my parents had given me when I first started working.
The master's and PhD didn't stop me from making plenty of real-money mistakes — but they did teach me which mistakes were worth learning from.
Latest issue
She turned down the only offer on her house. Here's what I told her.
A reader rejected the only offer on her house, $40,000 under asking, after five weeks on the market. On sunk costs, the endowment effect, and the one exercise that surfaces 30% more problems than asking "will it work out?"
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What people ask
- "Should I pay off my mortgage early or invest the difference?"
- "My parents are 70 and never invested. Where do they start?"
- "I just got my first real job. What do I do with the 401k?"
- "Is a Roth IRA worth it if I'm in a high tax bracket?"
- "How worried should I actually be about Social Security?"
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